/* Compléments : segments, formulaires dynamiques, pages Particuliers / Entreprises */
/* --- garde-fous anti-débordement mobile --- */
html,body{max-width:100%;overflow-x:hidden}
img,svg,video,canvas,iframe{max-width:100%;height:auto}
@media(max-width:900px){
  *{min-width:0}
  table{width:100%;max-width:100%;table-layout:fixed;word-break:break-word}
  pre,code{white-space:pre-wrap;word-break:break-word}
  .wrap{overflow-x:hidden}
}
.seg{display:inline-flex;background:rgba(255,255,255,.08);border:1px solid #35527B;border-radius:6px;padding:3px;margin-bottom:20px}
.seg button{border:0;background:transparent;color:#CFDCEE;padding:9px 20px;border-radius:4px;font-weight:500;font-size:.95rem}
.seg button.on{background:#fff;color:var(--navy)}
body.red .seg{border-color:#EE8D84;background:rgba(255,255,255,.12)}
body.red .seg button{color:#FFE3DF}
body.red .seg button.on{color:var(--red)}
.hero .panel[hidden]{display:none}
.entcard{padding:34px;color:var(--ink);border:0;box-shadow:0 24px 60px rgba(4,12,26,.35)}
.entcard h3{margin-bottom:12px;font-size:1.3rem}
.entcard .range{font:600 2rem "Inter Tight";letter-spacing:-.03em;margin:6px 0 18px}
.entcard ul{list-style:none;margin:0 0 26px;padding:0}
.entcard li{display:flex;gap:12px;padding:10px 0;border-top:1px solid var(--line);font-size:.95rem}
.entcard li:before{content:"";flex:none;width:8px;height:8px;margin-top:8px;background:var(--red)}
.entcard .btn{width:100%;padding:14px}
.facts div b{font-size:1.35rem}
.engs{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.engs .card{padding:32px}.engs h3{margin-bottom:8px}.engs p{color:var(--muted);font-size:.95rem}
.engs .ico{margin-bottom:22px}
.steps5{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid var(--ink)}
.steps5>div{padding:22px 20px 0 0}
.steps5 .n{font:500 .85rem Inter;color:var(--red);margin-bottom:26px;display:block}
.steps5 p{color:var(--muted);font-size:.92rem;margin-top:6px}
.types{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.types .card{padding:28px}.types p{color:var(--muted);font-size:.93rem;margin-top:8px}
.list2{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.condlist{list-style:none;padding:0;margin:20px 0 0}
.condlist li{display:flex;gap:14px;padding:14px 0;border-bottom:1px solid var(--line)}
.condlist li:before{content:"";flex:none;width:8px;height:8px;margin-top:9px;background:var(--red)}
/* formulaires */
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:6px 18px}
.fgrid .f{margin-bottom:12px}.fgrid .f.full{grid-column:1/-1}
.f label i{font-style:normal;font-weight:400;color:#8896A8;margin-left:6px}
.f .hint{font-size:.78rem;color:var(--muted);margin-top:6px;line-height:1.4}
.f.check{display:flex;gap:12px;align-items:flex-start}
.f.check label{display:flex;gap:12px;align-items:flex-start;font-size:.92rem;color:var(--ink);margin:0;font-weight:400}
.f.check input{margin-top:4px;accent-color:var(--red)}
.upl{border:1px dashed #B9C4D1;border-radius:var(--r);padding:14px 16px;background:#FBFCFD}
.upl .names{margin-top:8px;font-size:.84rem;color:var(--green)}
.upl .names.err{color:var(--red)}
.upl input[type=file]{font-size:.88rem;width:100%}
.stepper{flex-wrap:wrap}
.stepper div{min-width:70px}
.sumbox{background:var(--bg);padding:18px 20px;border-radius:var(--r);margin-bottom:22px}
.sumbox h3{font-size:1rem;margin-bottom:8px}
.lead2{color:var(--muted);max-width:42em}
@media(max-width:900px){.engs,.types,.list2{grid-template-columns:1fr}.steps5{grid-template-columns:1fr 1fr}.fgrid{grid-template-columns:1fr}}
@media(max-width:560px){.steps5{grid-template-columns:1fr}.stepper div{font-size:0}.stepper div.on{font-size:.8rem}}
.util .wrap>span:first-child{overflow:hidden;text-overflow:ellipsis;white-space:nowrap;min-width:0}
.util .lang{flex:none}

/* ===== Hero 2 : texte à gauche, badge de taux à droite, faits en bas ===== */
.hero2{position:relative;overflow:hidden;color:#fff;padding:76px 0 170px;
  background:linear-gradient(180deg,rgba(11,31,58,.86) 0%,rgba(18,43,79,.94) 100%),url(../img/ill/landscape.svg) center 55%/cover,var(--navy)}
.hero2 .ridge{--a1:#1D3D6B;--a2:#173258;--a3:var(--bg)}
.hero2 .wrap{position:relative;z-index:1}
.hero-in{display:grid;grid-template-columns:1.25fr .75fr;gap:64px;align-items:center}
.hcopy h1{margin:22px 0 22px;font-size:clamp(2.2rem,4.6vw,3.7rem);max-width:15em}
.hcopy .lead{font-size:1.14rem;color:#C5D2E4;max-width:32em}
.hcopy .cta{display:flex;gap:12px;margin-top:32px;flex-wrap:wrap}
.hbadge{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.22);backdrop-filter:blur(6px);border-radius:10px;padding:30px 32px}
.hb-l{display:block;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:#C5D2E4}
.hb-v{display:flex;align-items:baseline;gap:6px;margin:6px 0 14px;font-family:"Inter Tight",sans-serif;font-weight:600;letter-spacing:-.04em}
.hb-v b{font-size:5rem;line-height:1}.hb-v span{font-size:2rem;color:#C5D2E4}
.hb-r{display:flex;justify-content:space-between;gap:14px;padding:12px 0;border-top:1px solid rgba(255,255,255,.2);font-size:.92rem;color:#E4ECF6}
.hb-r b{font-weight:600;color:#fff}
.hfacts{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:56px;border-top:1px solid rgba(255,255,255,.25)}
.hfacts div{padding:20px 20px 0 0}
.hfacts b{display:block;font:600 1.3rem "Inter Tight",sans-serif;letter-spacing:-.02em}
.hfacts span{font-size:.84rem;color:#B8C7DB}
body.red .hero2{background:linear-gradient(180deg,rgba(178,31,20,.9) 0%,rgba(213,43,30,.94) 100%),url(../img/ill/landscape.svg) center 55%/cover,var(--red)}
body.red .hero2 .ridge{--a1:#E2564A;--a2:#CF3B2F}
body.red .hcopy .lead,body.red .hb-l,body.red .hfacts span{color:#FFE3DF}
body.red .hcopy .btn:not(.outl){background:#fff;color:var(--red)}

/* ===== Section calculateur ===== */
.calc{background:var(--bg);padding-top:24px}
.calc .head{margin-bottom:28px}
.seg2{display:flex;justify-content:center;margin:0 auto 28px;width:max-content;max-width:100%;background:#fff;border:1px solid var(--line);border-radius:8px;padding:4px}
.seg2 button{border:0;background:transparent;padding:11px 28px;border-radius:5px;font-weight:500;color:var(--muted);font-size:.98rem}
.seg2 button.on{background:var(--navy);color:#fff}
.calcbox{display:grid;grid-template-columns:1.1fr .9fr;border-radius:10px;overflow:hidden;box-shadow:0 18px 50px rgba(11,31,58,.12);background:#fff;border:1px solid var(--line)}
.calc-in{padding:44px}
.calc-in .field{margin-bottom:34px}
.calc-in .field label{font-size:.92rem}
.calc-in .field output{font-size:1.8rem}
.calc-out{background:var(--navy);color:#fff;padding:44px;display:flex;flex-direction:column;justify-content:center}
.co-l{font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:#9FB4D0}
.co-v{font:600 3.2rem "Inter Tight",sans-serif;letter-spacing:-.04em;margin:6px 0 20px}
.calc-out .row{border-top:1px solid #22365A}.calc-out .row span:first-child{color:#9FB4D0}
.calc-out .btn{margin-top:26px;width:100%;padding:15px}
body.red .calc-out{background:var(--navy)}

/* ===== Formulaire : sidebar, progression, barre d’actions collante ===== */
.apply{padding-top:36px}
.apgrid{display:grid;grid-template-columns:270px minmax(0,1fr);gap:48px;align-items:start}
.apside{position:sticky;top:96px}
.apside h4{font:500 .78rem Inter;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:16px}
.stepslist{list-style:none;margin:0 0 28px;padding:0}
.stepslist li{display:flex;gap:12px;align-items:center;padding:9px 0;color:var(--muted);font-size:.93rem}
.stepslist li span{width:26px;height:26px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;font-size:.78rem;font-weight:500;flex:none;background:#fff}
.stepslist li.on{color:var(--ink);font-weight:500}.stepslist li.on span{border-color:var(--red);color:var(--red)}
.stepslist li.done span{background:var(--navy);border-color:var(--navy);color:#fff}
.helpbox{background:#fff;border:1px solid var(--line);border-radius:6px;padding:18px;font-size:.88rem}
.helpbox p{color:var(--muted);margin-top:6px}
.aptitle{margin:8px 0 18px;font-size:clamp(1.5rem,3vw,2.1rem)}
.prog{margin-bottom:18px}
.progtxt{font-size:.9rem;color:var(--muted);margin-bottom:8px}.progtxt b{color:var(--ink)}
.bar{height:4px;background:var(--line);border-radius:4px;overflow:hidden}.bar i{display:block;height:100%;background:var(--red);transition:width .3s}
.steptitle{margin-bottom:22px;font-size:1.35rem}
.sech{font:600 .8rem Inter;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin:26px 0 14px;padding-top:20px;border-top:1px solid var(--line)}
.sech:first-child{margin-top:0;padding-top:0;border-top:0}
.actionbar{position:sticky;bottom:0;z-index:15;display:flex;gap:12px;justify-content:space-between;background:rgba(244,246,249,.96);backdrop-filter:blur(8px);padding:14px 0;margin-top:16px;border-top:1px solid var(--line)}
.actionbar .btn{min-width:140px;padding:14px 26px}
details.more{margin-top:22px;border:1px solid var(--line);border-radius:6px;background:#FBFCFD}
details.more summary{cursor:pointer;padding:14px 18px;font-weight:500;font-size:.94rem;color:var(--blue);list-style:none}
details.more summary::-webkit-details-marker{display:none}
details.more summary:before{content:"＋";margin-right:10px}details.more[open] summary:before{content:"－"}
details.more .fgrid{padding:6px 18px 8px}
input,select,textarea{font-size:16px}

/* ===== Documents : cartes ===== */
.docprog{margin-bottom:14px}.docprog span{display:block;margin-top:8px;font-size:.9rem;color:var(--muted)}.docprog b{color:var(--ink)}
.doc{border:1px solid var(--line);border-radius:8px;padding:16px 18px;background:#fff}
.doc.ok{border-color:#BFDCCD;background:#F7FBF9}
.doc.err{border-color:var(--red);background:var(--red-t)}
.doc .dh{display:flex;justify-content:space-between;gap:14px;align-items:flex-start}
.doc .dh b{display:block;font-weight:500;font-size:.98rem}
.doc .dh small{display:block;color:var(--muted);font-size:.84rem;margin-top:2px}
.dstat{flex:none;font-size:.74rem;font-weight:600;padding:3px 10px;border-radius:99px;white-space:nowrap}
.dstat.ok{background:var(--green-t);color:var(--green)}.dstat.miss{background:var(--red-t);color:var(--red-d)}.dstat.opt{background:#EEF1F5;color:var(--muted)}
.dcount{font-size:.82rem;color:var(--muted);margin-top:8px}
.dfiles{list-style:none;margin:12px 0 0;padding:0;display:flex;flex-direction:column;gap:6px}
.dfiles li{display:flex;justify-content:space-between;align-items:center;gap:10px;background:var(--bg);border-radius:5px;padding:8px 10px 8px 12px;font-size:.88rem}
.dfiles li span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.dfiles .rm{border:0;background:none;font-size:1.3rem;line-height:1;color:var(--muted);padding:2px 8px}
.derr{color:var(--red);font-size:.82rem;margin-top:8px}.derr:empty{display:none}
.dbtn{display:flex;align-items:center;justify-content:center;margin-top:12px;padding:13px;border:1px dashed #9FB1C7;border-radius:6px;color:var(--blue);font-weight:500;cursor:pointer;font-size:.94rem;background:#FBFCFD}
.dbtn:hover{border-color:var(--blue);background:var(--blue-t)}
.dbtn input{position:absolute;width:1px;height:1px;opacity:0;pointer-events:none}
.codebox{margin:6px 0 4px;padding:18px;border:1px dashed #B9C4D1;border-radius:6px;text-align:center;background:var(--bg)}
.codebox span{display:block;font-size:.82rem;color:var(--muted);margin-bottom:6px}
.codebox b{font:600 2rem "Inter Tight";letter-spacing:.3em}
.in-apply .demo{display:none}

/* ===== Responsive ===== */
@media(max-width:900px){
  .hero2{padding:44px 0 130px}
  .hero-in{grid-template-columns:1fr;gap:32px}
  .hb-v b{font-size:3.6rem}
  .hfacts{grid-template-columns:1fr 1fr;margin-top:36px}
  .hfacts div{padding:16px 12px 0 0}
  .calcbox{grid-template-columns:1fr}
  .calc-in,.calc-out{padding:28px 22px}
  .co-v{font-size:2.6rem}
  .apgrid{grid-template-columns:1fr;gap:0}
  .apside{display:none}
  .actionbar{margin:16px -16px 0;padding:12px 16px calc(12px + env(safe-area-inset-bottom));background:#fff;box-shadow:0 -6px 20px rgba(11,31,58,.08)}
  .actionbar .btn{flex:1;min-width:0}
  .actionbar #pBack{flex:0 0 38%}
  .apply .form{padding:22px 18px}
  .seg2{width:100%}.seg2 button{flex:1;padding:12px 8px}
}
@media(max-width:560px){
  .hcopy .cta .btn{width:100%}
  .fgrid .f{margin-bottom:14px}
}
@media(min-width:901px){.hb-v{white-space:nowrap}.hb-v b{font-size:clamp(3.2rem,5.2vw,4.4rem)}.hero-in{grid-template-columns:1.2fr .8fr}}

/* ===== Icônes professionnelles (bichromes) ===== */
.ic{width:34px;height:34px;fill:none;stroke:var(--navy);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.ic .a{stroke:var(--red)}
.ico{width:62px;height:62px;border-radius:16px;background:linear-gradient(145deg,#F1F6FC,#E1ECF8);border:1px solid #D5E3F3;display:grid;place-items:center;margin-bottom:22px}
.ico svg,.ico svg.ic{width:34px;height:34px;stroke:var(--navy);fill:none;stroke-width:2}
.ico svg .a{stroke:var(--red)}
.on-dark .ic{stroke:#fff}

/* ===== Conditions (dl), exemples, contrat et signature, admin ===== */
.conds{margin:12px 0 0}.conds div{display:grid;grid-template-columns:150px 1fr;gap:16px;padding:14px 0;border-bottom:1px solid var(--line)}
.conds dt{font-weight:500;color:var(--ink)}.conds dd{margin:0;color:var(--muted);font-size:.94rem}
.exs{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.ex{padding:28px}.ex .ex-a{font:600 1.6rem "Inter Tight";letter-spacing:-.03em}.ex .ex-d{color:var(--muted);font-size:.9rem;margin-bottom:16px}
.ex .row{padding:9px 0;border-top:1px solid var(--line)}.ex .row b{font-weight:600}
.crit{list-style:none;padding:0;margin:20px 0 0}.crit li{display:flex;gap:16px;padding:16px 0;border-bottom:1px solid var(--line)}
.crit li:before{content:"";flex:none;width:8px;height:8px;margin-top:9px;background:var(--red)}
.crit b{display:block;font-weight:500}.crit small{color:var(--muted);font-size:.9rem}
.contract{border:1px solid var(--line);border-radius:8px;background:#fff;padding:26px 24px;margin:14px 0;font-size:.9rem;box-shadow:inset 0 0 0 4px #FBFCFD}
.contract h4{font:600 1.15rem "Inter Tight";letter-spacing:-.02em;margin-bottom:4px}
.contract .sub{color:var(--muted);font-size:.8rem;margin-bottom:16px}
.contract .row{padding:6px 0;font-size:.88rem;border-bottom:1px solid #EEF1F5}
.contract ol{margin:16px 0 18px;padding-left:20px;color:#33445A;font-size:.84rem;line-height:1.55}
.contract .sline{border-top:1px solid #9FB1C7;margin-top:8px;padding-top:6px;font-size:.78rem;color:var(--muted);display:flex;justify-content:space-between}
.contract .sigimg{height:70px;display:flex;align-items:flex-end}
.contract .sigimg img{max-height:66px;max-width:100%}
.sigtabs{display:flex;gap:6px;margin:14px 0 8px}.sigtabs button{border:1px solid var(--line);background:#fff;border-radius:6px;padding:7px 14px;font-size:.86rem;color:var(--muted)}.sigtabs button.on{background:var(--navy);color:#fff;border-color:var(--navy)}
.sigpad{position:relative;border:1.5px dashed #9FB1C7;border-radius:8px;background:#fff;touch-action:none}
.sigpad canvas{display:block;width:100%;height:150px;touch-action:none}
.sigpad .ph{position:absolute;inset:0;display:grid;place-items:center;color:#9AA8BA;font-size:.88rem;pointer-events:none}
.sigpad .clr{position:absolute;right:8px;top:8px;border:0;background:var(--bg);border-radius:5px;padding:5px 10px;font-size:.78rem;color:var(--muted)}
.mailnote{display:flex;gap:12px;align-items:flex-start;background:var(--blue-t);border:1px solid #CFE0F3;border-radius:6px;padding:14px 16px;margin:12px 0;font-size:.9rem;color:#17375F}
.admbox{margin-bottom:24px}.admbox h3{margin-bottom:14px}
.admgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:0 36px}
.admgrid .row{padding:8px 0;border-bottom:1px solid var(--line)}.admgrid .row b{text-align:right;word-break:break-word}
.admgrid .clear b{background:#FFF7E0;padding:2px 8px;border-radius:4px;font-family:ui-monospace,Menlo,monospace;font-size:.88rem}
.admchk label{display:flex;gap:12px;padding:10px 0;border-bottom:1px solid var(--line);align-items:flex-start;font-size:.94rem}
.admchk input{margin-top:4px;accent-color:var(--green)}
@media(max-width:900px){.exs,.admgrid{grid-template-columns:1fr}.conds div{grid-template-columns:1fr;gap:4px}}

/* ===== Espace client ===== */
.clhead{background:#fff;border-bottom:1px solid var(--line);padding:22px 0}
.clhead .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px}
.clhead h2{margin-top:6px;font-size:clamp(1.3rem,2.6vw,1.8rem)}
.clgrid{display:grid;grid-template-columns:230px minmax(0,1fr);gap:40px;padding-top:32px;padding-bottom:110px;align-items:start}
.clnav{position:sticky;top:96px;display:flex;flex-direction:column;gap:4px}
.clnav button,.cltab button{display:flex;align-items:center;gap:12px;border:0;background:none;padding:12px 14px;border-radius:8px;color:var(--muted);font-weight:500;font-size:.96rem;text-align:left}
.clnav button .ic,.cltab button .ic{width:24px;height:24px;stroke:currentColor}
.clnav button .ic .a,.cltab button .ic .a{stroke:currentColor}
.clnav button:hover{background:#fff}
.clnav button.on{background:#fff;color:var(--navy);box-shadow:inset 3px 0 0 var(--red),0 1px 2px rgba(11,31,58,.05)}
.cltab{display:none}
.clh{margin-bottom:6px;font-size:clamp(1.4rem,2.6vw,1.9rem)}
.clhero{padding:30px 32px;margin-bottom:22px}
.clhero h2{margin:12px 0 8px;font-size:clamp(1.4rem,2.8vw,2rem)}
.clcta{margin-top:20px;display:flex;gap:12px;flex-wrap:wrap}
.clcols{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.amt2{font:600 2.6rem "Inter Tight";letter-spacing:-.04em;margin:6px 0 14px;line-height:1}.amt2 small{font-size:1rem;color:var(--muted);margin-right:8px;letter-spacing:0}
.clsteps{list-style:none;margin:14px 0 0;padding:0}
.clsteps li{display:flex;gap:14px;align-items:center;padding:14px 0;border-bottom:1px solid var(--line)}
.clsteps li .n{width:30px;height:30px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;font-size:.85rem;font-weight:500;color:var(--muted);flex:none}
.clsteps li.cur .n{border-color:var(--red);color:var(--red)}.clsteps li.ok .n{background:var(--green);border-color:var(--green);color:#fff}
.clsteps li>div{flex:1}.clsteps b{display:block;font-weight:500}
.pill2{display:inline-block;font-size:.74rem;font-weight:600;padding:2px 9px;border-radius:99px;background:#EEF1F5;color:var(--muted);margin-top:3px}
.pill2.ok{background:var(--green-t);color:var(--green)}.pill2.cur{background:var(--red-t);color:var(--red-d)}
.clev{list-style:none;margin:12px 0 0;padding:0}
.clev li{position:relative;padding:8px 0 8px 22px;font-size:.92rem;color:var(--muted)}
.clev li:before{content:"";position:absolute;left:3px;top:15px;width:9px;height:9px;border-radius:50%;background:#C5D1DF}
.clev li.new{color:var(--ink);font-weight:500}.clev li.new:before{background:var(--red)}
.clev small{display:block;color:var(--muted);font-weight:400}
.bkopts{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.bkopt{display:flex;flex-direction:column;gap:6px}.bkopt p{color:var(--muted);font-size:.93rem;flex:1;margin-bottom:12px}
.bkopt.rec{border-color:var(--navy);box-shadow:0 0 0 1px var(--navy)}.bkopt .status-chip{align-self:flex-start;margin-bottom:10px}
.bkopt .ico{margin-bottom:12px}
.bkok .row{padding:10px 0;border-bottom:1px solid var(--line)}
.okline{display:flex;gap:14px;align-items:center;margin-bottom:12px}
.ok-ico.sm{width:42px;height:42px;margin:0}.ok-ico.sm svg{width:22px}
.rpsum{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.rpsum .card{padding:18px 20px}.rpsum span{display:block;font-size:.8rem;color:var(--muted)}.rpsum b{display:block;font:600 1.15rem "Inter Tight";letter-spacing:-.02em;margin-top:4px}
table.sch th,table.sch td{padding:10px 8px;font-size:.88rem;white-space:nowrap}table.sch td:not(:first-child),table.sch th:not(:first-child){text-align:right}
.helpcard{margin-top:22px;padding-top:20px;border-top:1px solid var(--line)}
/* modale de connexion bancaire */
.modal{position:fixed;inset:0;z-index:60;background:rgba(11,31,58,.55);display:grid;place-items:center;padding:16px}
.modal[hidden]{display:none}
.sheet{background:#fff;border-radius:12px;width:min(520px,100%);max-height:calc(100vh - 32px);overflow:auto;padding:26px;box-shadow:0 30px 80px rgba(4,12,26,.4)}
.mh{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px}
.mx{border:0;background:var(--bg);width:34px;height:34px;border-radius:50%;font-size:1.3rem;line-height:1;color:var(--muted)}
.banklist{display:flex;flex-direction:column;gap:8px;max-height:46vh;overflow:auto;margin-top:12px}
.banklist button{display:flex;gap:14px;align-items:center;text-align:left;border:1px solid var(--line);background:#fff;border-radius:8px;padding:12px 14px;font-size:.96rem}
.banklist button:hover,.banklist button.on{border-color:var(--navy);background:var(--blue-t)}
.banklist small{color:var(--muted)}
.bi{width:36px;height:36px;border-radius:8px;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:600;flex:none}
.consent{margin:14px 0;padding-left:20px;color:var(--ink)}.consent li{margin:8px 0}
.macts{display:flex;gap:10px;margin-top:22px;justify-content:space-between}.macts .btn{flex:1}
.bankframe{border:1px dashed #9FB1C7;border-radius:8px;padding:22px;text-align:center;background:var(--bg)}
.bankframe p{margin:8px 0}.spin{width:34px;height:34px;margin:14px auto;border:3px solid var(--line);border-top-color:var(--red);border-radius:50%;animation:spin 1s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
body.modal-open{overflow:hidden}
.in-client .demo{bottom:16px}
@media(max-width:900px){
  .clgrid{grid-template-columns:1fr;gap:0;padding-top:20px;padding-bottom:120px}
  .clnav{display:none}
  .in-client .cltab{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:25;background:#fff;border-top:1px solid var(--line);padding:6px 6px calc(6px + env(safe-area-inset-bottom));box-shadow:0 -6px 20px rgba(11,31,58,.08)}
  .cltab button{flex:1;flex-direction:column;gap:3px;padding:6px 2px;font-size:.7rem;text-align:center;border-radius:8px}
  .cltab button.on{color:var(--navy);background:var(--blue-t)}
  .clcols,.bkopts{grid-template-columns:1fr}.rpsum{grid-template-columns:1fr 1fr}
  .in-client .demo{bottom:78px;left:8px;right:auto;max-width:calc(100vw - 16px)}
  .in-client .cookie{bottom:150px}
  .sheet{padding:20px;border-radius:14px}
  .modal{align-items:end;padding:0}.sheet{width:100%;border-bottom-left-radius:0;border-bottom-right-radius:0;max-height:92vh}
  .clhero{padding:22px 18px}
}

/* ===== Aperçu du contrat (multi-pages) ===== */
.docview{position:fixed;inset:0;z-index:70;background:#E6EAF0;display:flex;flex-direction:column}
.docview[hidden]{display:none}
.dvbar{display:flex;justify-content:space-between;align-items:center;gap:14px;background:#fff;border-bottom:1px solid var(--line);padding:12px 20px}
.dvbar b{display:block;font-weight:600}.dvbar small{color:var(--muted);font-size:.8rem}
.dvact{display:flex;gap:10px;align-items:center}
.dvbody{flex:1;overflow:auto;padding:24px 16px 80px;scroll-behavior:smooth}
.dvintro{max-width:820px;margin:0 auto 18px;color:var(--muted);font-size:.92rem;text-align:center}
.cdoc{max-width:820px;margin:0 auto}
.cpage{background:#fff;border:1px solid #D5DCE5;border-radius:3px;box-shadow:0 4px 18px rgba(11,31,58,.1);margin:0 auto 22px;padding:44px 56px 34px;min-height:560px;display:flex;flex-direction:column;font-family:Georgia,"Times New Roman",serif;font-size:.93rem;line-height:1.62;color:#1d2a3d}
.cph,.cpf{display:flex;justify-content:space-between;font:500 .72rem Inter,sans-serif;letter-spacing:.08em;text-transform:uppercase;color:#7A8899}
.cph{border-bottom:1px solid #DCE2EA;padding-bottom:10px;margin-bottom:26px}
.cpf{border-top:1px solid #DCE2EA;padding-top:10px;margin-top:auto}
.cpage>*:not(.cph):not(.cpf):last-of-type{margin-bottom:26px}
.ctitle{text-align:center;margin-bottom:26px}
.clogo{display:inline-flex;gap:10px;align-items:center;font:700 1.3rem "Inter Tight";letter-spacing:-.03em;color:var(--navy);margin-bottom:14px}
.ctitle h4{font:600 1.6rem "Inter Tight";letter-spacing:-.02em;margin:0 0 6px;color:var(--navy)}
.csub{font-size:.85rem;color:#566579;margin:0}.cmeta{font:500 .8rem Inter;color:#7A8899;margin:10px 0 0}
.cpage h6{font:700 .78rem Inter,sans-serif;letter-spacing:.12em;text-transform:uppercase;color:var(--navy);margin:22px 0 10px;padding-bottom:6px;border-bottom:2px solid var(--navy)}
.cpage h5{font:600 .98rem "Inter Tight",sans-serif;color:var(--navy);margin:18px 0 6px}
.cpage p{margin:0 0 8px;text-align:justify;hyphens:auto}
.pn{display:inline-block;min-width:2.3em;font:600 .86rem Inter;color:var(--red)}
.cparty{border:1px solid #DCE2EA;border-radius:3px;padding:10px 14px;margin-bottom:10px;background:#FBFCFD}.cparty b{font:600 .78rem Inter;letter-spacing:.06em;text-transform:uppercase;color:#566579}
.cterms{width:100%;border-collapse:collapse;font-size:.88rem}.cterms th,.cterms td{padding:7px 10px;border:1px solid #DCE2EA;vertical-align:top;text-align:left}
.cterms th{width:42%;background:#F4F6F9;font:500 .84rem Inter;color:#33445A}
.csch{width:100%;border-collapse:collapse;font:.78rem Inter,sans-serif;margin-top:8px}.csch th,.csch td{padding:5px 8px;border-bottom:1px solid #E6EAF0;text-align:right}.csch th:first-child,.csch td:first-child,.csch th:nth-child(2),.csch td:nth-child(2){text-align:left}
.csch th{background:#F4F6F9;font-weight:600}.csch .tot td{border-top:2px solid var(--navy);font-weight:700}
.csig{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:10px}.csig b{font:600 .8rem Inter;text-transform:uppercase;letter-spacing:.06em;color:#566579}
.csig .sigimg{height:84px;display:flex;align-items:flex-end;margin-top:6px}.csig .sigimg img{max-height:78px;max-width:100%}
.csig .sline{border-top:1px solid #7A8899;padding-top:5px;display:flex;justify-content:space-between;gap:8px;font:.74rem Inter;color:#566579}
.pend{color:#B0BBC9;font:.82rem Inter}.elsig{font:italic 1.05rem Georgia;color:var(--navy)}
.sgpanel{max-width:820px;margin:0 auto;background:#fff;border-radius:8px;border:1px solid #D5DCE5;box-shadow:0 4px 18px rgba(11,31,58,.1);padding:30px}
.sgpanel.done{border-color:#BFDCCD;background:#F7FBF9}.sgpanel h3{margin-bottom:8px}
.ctcard .ctdoc{display:flex;gap:16px;align-items:center;margin-bottom:14px}.docico{width:52px;height:52px;border-radius:12px;background:var(--blue-t);display:grid;place-items:center}.docico .ic{width:28px;height:28px}
@media(max-width:700px){
  .cpage{padding:24px 18px 20px;min-height:0;font-size:.9rem}
  .csig{grid-template-columns:1fr}.cterms th{width:46%}
  .dvbar{padding:10px 14px}.dvbody{padding:14px 8px 80px}.sgpanel{padding:20px}
  .dvact .btn{padding:8px 10px;font-size:.82rem}
}

/* ===== Authentification : PIN, blocage, e-mails ===== */
.pinwrap{display:flex;gap:8px}.pinwrap .pininput{flex:1}
.pininput{font:600 1.35rem "Inter Tight",sans-serif;letter-spacing:.35em;text-align:center}
.pshow{border:1px solid #cdd5df;background:#fff;border-radius:4px;padding:0 14px;font-size:.84rem;color:var(--blue)}
.linkbtn{border:0;background:none;padding:0;color:var(--blue);font-size:.92rem;text-decoration:underline;cursor:pointer}
.demomail{background:var(--amber-t);border:1px solid #F0DDB0;color:var(--amber);border-radius:6px;padding:10px 14px;font-size:.86rem;margin-bottom:18px}
.lockcard{text-align:center}.lockico{width:64px;height:64px;border-radius:50%;background:var(--red-t);display:grid;place-items:center;margin:0 auto 14px}.lockico .ic{width:32px;height:32px}
.count{font:600 1.8rem "Inter Tight";letter-spacing:.04em;color:var(--red);display:inline-block;margin-left:6px}
.callout.bad{background:var(--red-t);border-color:#F3C9C4;color:#6E1B14}
.badge.r{background:var(--red-t);color:var(--red-d)}
.tl li.done.refused .dot{background:var(--red);border-color:var(--red)}
.tl li.done.refused:before{background:var(--line)}

/* ===== Sections illustrées (accueil) ===== */
.feat .two{align-items:center;gap:64px}
.feat .photo img{aspect-ratio:5/4}
.feat.rev .photo{order:2}
.feat h2{max-width:16em}
.feat ul{margin:24px 0 30px}
@media(max-width:900px){.feat .two{gap:28px}.feat.rev .photo{order:0}}

/* ===== Mode réel : masquer les éléments de démonstration ===== */
.live .demo,.live .demo-only,.live #tkMail,.live .demomail:not(.devcode){display:none!important}
.demomail.devcode{display:block}
/* formulaire : rien ne déborde sur mobile */
#appForm,#appForm .fgrid,#appForm .f,#appForm .doc,.apmain{min-width:0;max-width:100%}
#appForm input,#appForm select,#appForm textarea{width:100%;max-width:100%;box-sizing:border-box;min-width:0}
#appForm .fgrid>*{min-width:0}.dfiles li span{min-width:0;flex:1}
#appForm label,#appForm .check span,#appForm .hint{overflow-wrap:anywhere}
.doc .dh{flex-wrap:wrap}.doc .dh>div{min-width:0;flex:1}
@media(max-width:600px){#appForm.card{padding:20px 16px}.apgrid,.apply-grid{grid-template-columns:1fr!important}.apside{display:none}}
/* transition entre étapes */
#appForm{transition:opacity .35s ease,transform .35s ease}
#appForm.stepout{opacity:0;transform:translateY(8px)}
#appForm.stepin{animation:stepin .4s ease}
@keyframes stepin{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}
.btn.loading{position:relative;color:transparent!important;pointer-events:none}
.btn.loading:after{content:"";position:absolute;inset:0;margin:auto;width:18px;height:18px;border-radius:50%;border:2px solid rgba(255,255,255,.5);border-top-color:#fff;animation:spin .7s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}